Financial difficulties

Financial difficulties can affect any Australian at any time in their lives. Remember, you are not alone! To help you get through this difficult time, we’ve prepared a number of step-by-step guides that explain the consequences of your situation, preventative measures you may be able to take and what options you have across a variety of common situations ranging from car repossession to electricity disconnection.

What can we help you with

If you cannot pay your electricity bill, contact your energy provider as soon as possible. If they aren’t aware of your circumstances, they may make incorrect assumptions that could result in your electricity being cut off.

Family debt occurs when an adult family member asks another family member, often a parent, to finance debts on their behalf or to act as the guarantor of one or more loans. 

Car repossession is a traumatic experience with many lasting consequences. Understand the consequences as well as your rights and options before it happens. 

What does it mean to be declared bankrupt? Bankruptcy is a legal process that releases a person from almost all of their debts.